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Estimated stamp duty (general rate)
This is a simplified general-rate estimate only, based on standard published state and territory transfer duty scales. It does not include first home buyer, owner-occupier or other concessions, foreign purchaser or investor surcharges, or exact eligibility rules, and rates can change. It is not tax or legal advice, always confirm the exact figure with your conveyancer, solicitor or an SBX advisor before exchanging contracts.
Talk to an SBX Business AdvisorStamp duty tells you one part of the upfront cost, but the total cost of a property purchase goes well beyond the duty itself.
Understanding your stamp duty estimate can help you work out how much cash you'll need upfront and whether you may qualify for available concessions.
Stamp duty is one of several costs that can affect the overall return and cash flow of an investment. It's worth looking at the full picture before committing.
The property structure, ownership arrangement and intended use can all affect the broader financial implications of the purchase.
The way a property is purchased and held can have tax, financing and asset-protection implications beyond the initial stamp duty calculation.
The calculator gives you the number. SBX helps you understand what that number means for the bigger decision.
Stamp duty is set by individual state and territory governments, not the ATO, and rates and thresholds can change. Our calculator uses the relevant published rates to give you an estimate based on where you are buying.
Whether you're buying a home, a commercial property, or a vacant block of land, the calculator helps you estimate stamp duty that may apply to your purchase.
Buying in NSW, Queensland, or elsewhere in Australia? Stamp duty rates and thresholds may vary by state. Enter the property location, and the calculator applies the relevant rules to your estimate.
First home buyer, owner-occupier, investor or buying an additional property? Your circumstances can affect the duty you pay. Where applicable, the calculator flags the concessions or surcharges that could apply, rather than giving you one generic figure.
Stamp duty is calculated differently in every state, but the general shape of it is the same:
The purchase price or relevant dutiable value used to determine the amount on which duty is calculated.
Most states use a sliding scale, so higher-value properties are taxed at higher rates on the portion above each threshold.
Eligible first home buyers, owner-occupiers, and some property types may qualify for concessions depending on the property and their circumstances.
Additional duty may apply in certain circumstances, such as foreign ownership or particular property purchases.
That's exactly what our stamp duty calculator does in the background: enter the property details and state, and it works through the numbers for you.