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Estimated total tax, including Medicare Levy
This is an estimate only, based on simplified 2025-26 resident individual tax brackets plus a flat 2% Medicare Levy. It excludes offsets, the Medicare Levy surcharge, HECS/HELP repayments, low income tax offsets and other circumstances that may apply to you. It is not tax advice.
Talk to an SBX Business AdvisorYour estimated tax depends on more than your salary or business income. Deductions, offsets, income sources, business structure and other circumstances can change the outcome.
Deductions and offsets can affect your taxable position.
Business expenses, income and tax planning can materially change your outcome.
How you structure and draw income can have broader tax implications.
This income tax estimator stays aligned with the latest ATO tax brackets and thresholds, so your estimate reflects this year's rules, not last year's.
Whether you're on a salary, running a business, or earning a mix of both, this calculator works out tax on taxable income across different income types.
Your estimate factors in the Medicare Levy automatically, so the number you see is closer to what you'll actually owe, not just a base tax figure.
Understand your estimated annual tax alongside your weekly, fortnightly and annual take-home income, making it easier to plan your cash flow and spending.
Income tax in Australia works on a marginal rate system - you don't pay one flat rate on everything you earn. Here's the general shape of it:
Total income minus any deductions you're entitled to claim.
Each portion of income is taxed at its applicable marginal rate.
Generally 2% of taxable income, with some exemptions and reductions depending on your circumstances.
PAYG withholding and other credits help determine whether you have additional tax to pay or a refund.
Our calculator brings these factors together to give you an estimate you can plan around.