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HomeCGT Impact Calculator
Free Tool

See how selling a property, business asset, or shares could affect your tax position.

Our calculator gives you a clear estimate in minutes, so the number is part of your plan, not a surprise afterwards.

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Business Decisions Supported
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Clients Guided Through Property & Asset Sales
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20+ Years
Helping Australians Plan Before They Sell

Work out your estimated CGT impact

Fill in the details below - your estimate updates automatically.

Purchase price plus eligible costs (stamp duty, legal fees, certain improvements).
Used to show the real impact once the gain is added to your income, not just the raw gain.

Your Estimate

$0

Estimated impact on your tax this year

  • Capital gain (before discount)$0
  • CGT discount applied$0
  • Net gain added to taxable income$0
  • Effective rate on the gain0%

This is an estimate only, based on simplified 2025-26 resident individual tax brackets plus a flat 2% Medicare levy, or a flat 25% company tax rate. It excludes offsets, prior year losses, the Medicare levy surcharge, HECS/HELP repayments and exemptions that may apply to you. It is not tax advice.

Talk to an SBX Business Advisor
What your number means

Your CGT Number Is Only the Starting Point

A CGT estimate tells you what the potential tax impact could be, but the right decision depends on the bigger picture.

Selling an investment property?

Your ownership history, rental use, main residence history and eligible costs can all affect the final CGT position.

Selling a business asset?

The type of asset, how it has been used and the structure that owns it can change the tax outcome.

Selling shares or investments?

Your cost base, holding period and any capital losses from other investments can affect the final result.

Considering when to sell?

The timing of a sale can affect which financial year the capital gain falls into and how it interacts with your other taxable income.

The calculator gives you the number. SBX helps you understand what it means for the decision you're about to make.

Why use it

Why Use SBX's CGT Impact Calculator?

Built on Current ATO Rules

Our CGT calculator uses current ATO rules and guidelines, helping you estimate the potential tax impact based on the rules that apply this financial year.

Covers Property, Business Assets & Shares

Whether you're selling a rental property, land, a commercial site, business assets or shares, this CGT calculator helps you estimate the potential capital gain across the asset types Australians commonly sell.

Factors in the 50% CGT Discount

Held the asset for more than 12 months? The calculator applies the 50% discount automatically where you're eligible, so you can see the potential impact without doing the maths yourself.

Shows the Real Impact, Not Just the Raw Gain

A capital gain doesn't sit on its own, it is generally added to your other taxable income for the year. This calculator shows what that actually does to your tax position, not just the gain in isolation.

How it's calculated

How CGT Is Calculated on Property

Calculating CGT on property comes down to four moving parts:

  1. 01

    Work out your capital proceeds

    What you received when you sold the property.

  2. 02

    Subtract your cost base

    What you paid for the property, plus eligible costs like stamp duty, legal fees, and certain improvements.

  3. 03

    Apply the 50% discount

    If you're an individual or trust and held the property for 12+ months.

  4. 04

    Add the remaining gain to your taxable income

    CGT isn't a separate flat rate. The relevant capital gain is generally included in your taxable income and taxed at your marginal rate.

That's exactly what this calculator works through in the background, enter the details, and it does the maths for you.

FAQs

CGT FAQs